I had an accident last Sunday on the way back home after collecting Dad from the Airport. You can kind of say, he landed with a BANG! Long story short, a MASRI B****** cut a RED signal and hit my car. I didn't find anything useful online, so I thought I could share some information, in case God forbid you get into an accident. Some things I noted that would be helpful in case you get into an accident:
1. Stay calm, see if everyone in your car is alright.
2. Get out of the car and make sure that M***** F***** doesn't drive away or move his car.
If he does run, chase him, and BEAT the CRAP outta him (that is if he's at FAULT). If its your fault, look APOLOGETIC and don't run :) BTW I was kidding about the beating the crap out of him. DONT DO ANYTHING of that sort. IF he does drive away note down his license plate number.
3. Call the COPS or the Emergency Number at 112 and give them your location. (Make sure you have your LICENSE, CIVIL ID and DAFTUR)
4. Talk in English rather than broken Arabic to the cops. You don't want to look like an IDIOT!
5. If its the Traffic Police, they will ask you to describe what happened there itself. But if its the Patrol Police, they will ask you to go to the nearest station. My suggestion, get the TRAFFIC POLICE.
6. At the station, they will fill a form with the persons involved and ask you to meet another PERSON IN CHARGE (let's call him Y).
7. The Y I met didn't know English, so I called an uncle who could converse in Arabic, so that the case wasn't put against me.
8. After explaining everything, Y will ask you whether you can settle with INSURANCE or go ahead with a CASE. Best is to avoid case. Here is an ALGORITHM of how to proceed next.
STEP 1: If the person at fault (say X) is ready to pay you something close to the damage costs go ahead with that. Saves you trouble of going in and out of insurance and station. Collect the money there and then itself.
STEP 2: Y might make a paper for their records (I don't know the rest of this procedure :)) If you don't follow this GOTO STEP 2.
STEP 3: If X is not willing to offer money, DO YOU HAVE FULL COVER INSURANCE? if YES, STEP 4, else GOTO STEP 5
STEP 4: Tell Y no need case. Y will give you a paper that you have to take to your INSURANCE COMPANY. Goto STEP 8.
STEP 5: Make CASE, Y HAS to write that X was at fault and Y will give paper to you. That paper you take to X's INSURANCE COMPANY. Goto STEP 8.
STEP 6: During all this, or after this, ask Y whether it is okay to tow your car.
STEP 7: Before you tow your car, call the INSURANCE COMPANY (C) where you are supposed to go and ask them whether they will come to the accident site, or whether you have to bring the car to their office, or whether you can tow it to the garage.
What I suggest is, you take it to the garage and give them directions to come there, so that they can take photos.
The paper you get from the cops will look something like this.
I've blurred out whats written. But basically from what everyone's told me, the person whose details are on the left side show that he's at fault. Also it says that I have to go to X's insurance company.
These are all the initial things you need to do. PART 2 is how to deal with the INSURANCE COMPANY
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