Last Thursday I had posted about my ACCIDENT,
which took place while I was bringing my dad back from the airport. I
was a bit busy then with all the paper work and insurance company
procedures, so thought that I would split it into 2 parts.
Now the only picture I posted there was my car. Like I cared about that
MASRI'S CAR. But anyway I had taken some more pictures before heading to
the station which included his as well. Just going through some of the
pictures, I'm glad his car got F***** and that mine wasn't all that bad.
Check it out.. That will teach anyone else to mess around with my
Ferrari.
| Front |
| Back |
I had left off at STEP 7, where you get your paper and after talking to the INSURANCE COMPANY (I) tow your car away to the garage.
STEP 8: The I will tell you whether they will come and take photos OR whether it is fine that you take photos and bring it to them. Whatever it is, TAKE your set of photos.
STEP 9: Whatever the situation, make sure you tell your mechanic to include all the parts (MECHANICAL + FIBRE) even slightly damaged by the accident, and some other MECHANICAL PARTS (NOT FIBRE). Then add a really high LABOR CHARGE. This is all for you to show that your car is F***** and you need whatever cover you can get to fix it. Now make sure your mechanic understands this, but he be LOYAL to you. You don't want him to PLAY AROUND with you.
STEP 10: Doing this you don't need to feel guilty, because YOU are not at FAULT and you sincerely want to cover the cost of the car. Don't be GREEDY! The INSURANCE COVER is as below:
a. Bumper/ Fibre/ Fender or other body part THEY DON'T COVER.
b. Labor they are supposed to give you FULL COVER, but they usually give around 80%.
b. Labor they are supposed to give you FULL COVER, but they usually give around 80%.
c. Your ESTIMATE of parts should be of ORIGINAL SPARE PARTS VALUE because you get only 25% of what you put. If you get them from TIJARY or SCRAP YARD, doesn't matter. PUT ORIGINAL COST.
d. Look DESPERATE. BE STERN. EMPHASIZE THAT THE CASE IS AGAINST THE OTHER PERSON.
STEP 11: Once the estimate is prepared, give it to the I, they will review it and give their price.
STEP 12: If you AGREE and SIGN on their paper, you confirm that you ACCEPT its value and there's no turning back. But IF YOUR MECHANIC calls and tells you there is something more to be replaced BEFORE you sign their paper, you can submit a revised estimate.
STEP 13: Once you agree on their terms and price, they will give you a paper to SIGN, and give you its BLUE COPY.
STEP 14: Your job at the I is temporarily over. You got FOUR things to do next.
a. After 2-3 months, you have to report to a POLICE STATION to collect the COURT VERDICT on your case. (For me it is Shaab, The I tells you where you have to go).
b. With that, you go to YOUR INSURANCE COMPANY (J) (NOT HIS), and get a paper from J which states that J hasn't given you any compensation.
c. You take your damaged spare parts to a GARAGE specified by I and get an acknowledgment from them.
a. After 2-3 months, you have to report to a POLICE STATION to collect the COURT VERDICT on your case. (For me it is Shaab, The I tells you where you have to go).
b. With that, you go to YOUR INSURANCE COMPANY (J) (NOT HIS), and get a paper from J which states that J hasn't given you any compensation.
c. You take your damaged spare parts to a GARAGE specified by I and get an acknowledgment from them.
d. Finally go back to your I.
I'm done till STEP 13. I have no clue how STEP 14 is going to work for me or what other obstacles I'm going to face there. I just hope it goes smooth and being as optimistic as possible. Once I'm done with that, will put another update. :)
I'm done till STEP 13. I have no clue how STEP 14 is going to work for me or what other obstacles I'm going to face there. I just hope it goes smooth and being as optimistic as possible. Once I'm done with that, will put another update. :)
One more time.. For your eyes only..















